LZ Granderson: I feel like we should not attack victims in these cases. Most people who are victims, they just want to have money to retire. And it took me a long time to shake that fear of the market myself. LZ: My grandmother didn't understand how to grow her money. Do you think everyone should work with a financial planner? If so, how do you find one that's capable and ethical? We don't necessarily need a planner now but we bring one in every once in a while to basically break our plan.

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