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Is the Macroeconomic Environment a Net Positive for BNP Providers?
I would say the net of it has been positive for us because we've, if you think about what I just mentioned the story that there's both business buyers and business sellers have a need for being able to manage their cash more effectively. There is risk though obviously there's slow play and no pay risk that we have to be very mindful of, along with our sellers so the increased demand for our offering doesn't necessarily mean it's all sunshine and roses in this back point of economic environment where there's more risks. We're actually, I wouldn't say immune to those effects of having to have large debt warehouse facilities. But it's less risky for us as we have a shorter duration and