Lever Time cover image

Regulatory Rollbacks and The Bank Panic of 2023

Lever Time

CHAPTER

Is the FDIC Trying to Whittle Away the Capital Regs?

Banks don't want to pay higher FDIC premiums, but there is $10 trillion of insured deposits. The implicit idea is that the federal government will swoop in on an ad hoc basis and create a universal deposit guarantee. So it seems like we're living in a world where everything is haphazard," he says.

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