How to Pick the Best Credit Card for You

Chase and American Express are really the only two carriers worth their salt. Capital One is another popular bank that's ramped up its travel rewards presence in recent years. Do you like five star resorts? Do you want to travel as cheaply as possible for months at a time? These preferences will affect your credit card end game.

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CARDS MENTIONED IN THIS EPISODE, IN ORDER: http://www.moneywithkatie.com/2023travel

If you’ve ever wanted to take a more intentional approach to your credit cards and travel (or just tune up an existing approach!), this week’s episode is a must-listen.

File “travel rewards” under the “sounds too good to be true but isn’t” category, with the major caveat that it’s a little like playing with fire: As long as your spending habits aren’t flammable, you stand to gain a lot.

We called in travel rewards pro Benét Wilson—former Senior Cards Editor at The Points Guy and freelance aviation journalist—to weigh in and pressure-test our Money with Katie strategy, because this landscape is always changing—and the episode made me realize there’s at least one hotel card I need to consider adding to my wallet lineup.

Learn more about our sponsor, Vin Social: https://www.vinsocial.vip

Learn more about our sponsor, Fidelity: https://fidelity.com/stocksbytheslice

Learn more about The CFA Institute: https://www.cfainstitute.org/en/programs/cfa

Transcripts can be found at podcast.moneywithkatie.com.

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Mentioned in the Episode

Money with Katie's 2023 Travel Rewards Strategy: http://www.moneywithkatie.com/2023travel
How to Travel For Free 101 Series: https://www.morningbrew.com/money-with-katie/subscribe/travel-rewards-101
The Points Guy's 10 Commandments of Credit Card Rewards: https://thepointsguy.com/guide/ten-credit-card-commandments/amp/
Rich Girl Roundup on how credit works: https://link.chtbl.com/QXmxdYU_
How TPG staffers track their credit card miles/points: https://thepointsguy.com/guide/tpg-strategies-track-points-miles-cards/amp/
Chase 5/24 rule: https://thepointsguy.com/guide/ultimate-guide-chase-5-24-rule/
Chase Sapphire sign-up bonus: https://financebuzz.com/chase-sapphire-48-month-rule
How to redeem points: https://thepointsguy.com/credit-cards/airlines/beginners/
Cash or points for travel? Here's how to decide: https://moneywithkatie.com/blog/cash-or-points-for-travel
The Points Guy calculator: https://thepointsguy.com/calculator/
Chase transfer partners (as of April 2023): https://www.nerdwallet.com/article/travel/chase-transfer-partners-guide
American Express transfer partners (as of April 2023): https://thepointsguy.com/guide/membership-rewards-partner-guide/