"No one should pretend that that is a 100% flawless formula," he says. "What we're missing out is just the variability and dumb luck, particularly of where and when you were born" The author's first job at UCLA was making 60k a year at Morgan Stanley then he was making six figures in no time. He woke up at 42 and when his first kid came marching out of his partner, he had made so much money.

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