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The tools we use to budget

Get Started Investing

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The Elements of a Good Personal Budget

Budgeting is just a tool at the end of the day. It's not going to solve the problem of you feeling like you're not on top of your money or you don't know where it's going. So I sort of sat down and thought, what are some of the elements that go into a good personal budget? And these, in my opinion, shouldn't really deviate too much. You want to be tracking all of the income that is coming in. Then variable expenses such as gifts and weddings - those sorts of things. Also debt repayments; making sure you're putting away money for emergency funds. For me, it's making sure the budget is flexible and allows

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