The Rise of the SaaS Business Model

The volume and the margin that you're making are typically kind of the two bigger drivers of when it makes sense to go either consider a stripe or a tilt or an alternative becoming a payback yourself. And so, I think that's exactly speaking, a vertical software business doing 5 million a year in payments 5 years ago would never have considered the payback model as kind of a viable route for them. But now we're just starting to say literally everything as a service is just the new kind of buzzword,. getting great one specific thing, offering to do that specific thing for as many companies as possible.