Cryptocurrency Decentralization

Most of the DeFi protocols are overvalued worthless meme tokens and in some cases illegal securities or whatever you want to call it but most of it is overvalued nonsense. It's just recreating the same toxic derivative garbage that Wall Street has done time and time again to create financial bubbles on Wall Street  and then cause a lot of pain they've done that with crypto as there's no central bank to bail any of the moat. That's why it's failed spectacularly with things like tariluna blowing up and thuro's capital and FTX Alameda losing money to hacks. Most Bitcoiners don't pay attention to BitPay anymore they only pay attention to BTC pay server