I don't want this to get political by any means, but I'm curious to hear the US has a huge student loan problem. Do you think it's possible that student loans get completely wiped for everybody that has them from a federal level? If so, what does that do to the markets and if not, where do we go? What is the solution to student loan debt? It's a touchy topic to pay on one's politics because Bernie Sanders, of course, is notorious for that. But there's no doubt with the amount of money we've given to Wall Street in the last 12 years, if we had just bailed out 60% of student loans, I think that would
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