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The Complex World of Regulation
There's no perfect world in which you can level the playing field for availability of the entrepreneurs through and ensure that financial bubbles don't occur. Regulation is a possible solution, but it's also a possible aggravator of the problem. The wrong type of person might put in place regulations that favor the already favored availability entrepreneurs. We've certainly had our fair share of that as well. It's a complex world populated by humans, not econs.