"The apple is so far reaching that this is changing everybody's model of how to pay for stuff, right? You get what i mean?" he asks. "It reminds me of a re brand of, like, it's not exactly the same, so no one come off to me a firm, et cetera." 'Remember pay day loans, like, back in the day, where, like, they were rebranded they will redit,' says Mr Smith. "'I'm just going to press this one' - yes," adds his friend and co-host David Walliams. ''This is basically, like, changing somebody's perception of their, like, cost structure

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