Managing your finances when you start living with someone is a big step. Be very careful about joint accounts for all your money, because basically, you're leaving them the right to take it. Join debts: For example, you take out a bank loan in joint names, you have a joint mortgage. If one of you goes away and is lost or out of work and can't be found, the lender will come to the one with the money,. with the job, for the whole debt.

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