Cash Flow Your Medical Expenses

If your employer is offering the h s a, there is potentially, if your employer is making these contributions for you before it hits your pay roll. In some cases, you will actually avoid an additional social security tax by having that contribution be made by your employer. You're able to invest this money, like jonathan said, and it can grow tax free, and then you can withdraw a tax free when you submit these eligible health expenses That could be decades in the past. It's once this h s a is opened, then you start saving all your receipts. I have a gugldoc that i keep for each year, and i list out all the out of pocket expenses