You can pay a fee of zero point five to one % the cost of the loan to lock in to day's mortgage rate for six months. If rates rise like crazy between now and when you ad normally lock that mortgage rate, well, you throw away some money. But again, if industrates go up dramatically, it may work out pretty well. Ah, you know, there's no guarantee here, but i'd certainly consider it, i think, in your case.
In this episode Jim Dahle answers your questions about interest rates, inflation, I bonds, where to put that money you are saving for a downpayment, student loan forbearance with IBR, investing in total US stock market versus international, the Japanese markets in the 1980s, and global overpopulation. See the full show notes here https://www.whitecoatinvestor.com/interest-rates-inflation-and-i-bonds-264
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