You Can’t Fix People by Funding Their Bad Decisions
The Ramsey Show
Living without a credit score
Dave explains manual underwriting, renting without credit, and why credit scores measure debt behavior not wealth.
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Dave Ramsey and Dr. John Delony answer your questions and discuss:
- “How do we guide our daughter to make better choices?”
- “My mother has $38,000 in collections and can’t pay her bills. How do I help her through this mess?”
- “I made a mistake transferring my 401(k) into an annuity. What should we do to fix this?”
- “How do I go from being intense to intentional in baby step 6?”
- “Do I need to buy flood insurance?”
- “Should we do what our parents recommend and live together before marriage?”
- “Do we need long-term care insurance?”
- “Should I get a reverse mortgage to help my daughter?”
- “Should I invest in my 4th Airbnb?”
- “My in-laws want us to pay them back for tuition fees they lost when my wife dropped out of college”
- “We have a good income but are still living paycheck-to-paycheck. How do we get ahead?”
- “Should we pull from our emergency fund to buy a car?”
- “How do I talk to my client about paying me more?”
- “Should I move out of my parents’ house?”
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