In the private sector, i have no problem with that. You know, the model t was a very clever idea,. It was the default. There weren't any options. In most settings, i assume why would you want to push for government to offer that default? Why wouldn't you push in the other direction, to offer more choice and encourage people then to go out and get some help? That's all a man's libertarian paternalism.
Richard Thaler of the U. of Chicago Graduate School of Business defends the idea of libertarian paternalism--how government might use the insights of behavioral economics to help citizens make better choices. Host Russ Roberts accepts the premise that individuals make imperfect choices but challenges Thaler on the likelihood that government, in practice, will improve matters. Along the way they discuss the design of Sweden's social security system, organ donations and whether professors at Cornell University are more or less like you and me.