How to Make Your Husband a Co-Owner of Your Alliance CD

A beneficiary on your alliance CD or any CD would mean you die and that money goes directly to him in this particular case. He has no say over it. If he is co-owner, it means both of you own it. Do you want to give him any rights over this money or not? Do you want him to get it when you die? All right. Next question is from Paul. His wife and I have approximately $350,000 in a brokerage account with stocks, mutual funds, and bond funds. We're both retired and we have no debt. Our health care is paid by Medicare, by my former employee. Since retirement, we've never taken any distributions from this