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How Late Is Too Late To Get Started Investing?

Many Happy Returns

CHAPTER

Are Target Date Retirement Funds a Good Option?

Are target date retirement funds a good option? The idea is that you just buy one fund which gradually dials down the risk as you get older. So it starts off with a lot of stocks and not much bonds because stocks return more than bonds long term. And then as you approach retirement, it does down the amount of risk automatically.

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