The Ultimate Traditional vs. Roth 401(k) Strategy
The Money with Katie Show
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The Importance of Payroll Taxes in Retirement
Thanks to payroll taxes it requires less income in retirement to produce more take-home pay and therefore generates a smaller overall tax bill. You'll only be taxed more in retirement if you're spending more than you are earning now some of these accounts that you're gonna pull from like the traditional 401k are taxed like income others are taxed in more favorable capital gains tax brackets like the taxable brokerage account. It's likely that you will pay zero percent on your long-term capital gains on some or all of your withdrawals from your taxable account since the current top of the cap gains bracket for married filing jointly is like ninety thousand dollars.
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