Why Lightning Isn't Working?

The bank list promise is that you are participating in an ecosystem that's a decentralized protoca. You're taking the profits that go to bankers, that to the centralized entities, and you're distributing those to the users of the protocas. And then, in my example earlier of what happens over ten years, you double your money in that period of time - far more productive than paying eight % fr per year on that m leger.