The Fed's Rates and the Impact on Small Banks

We have in one growth contracting at one of the fastest rates it's ever contracted in one. And as a function of not having enough tea bill supply, a lot of that money is winding up into itself in the reverse super facility. So, I don't see a real reason for that to stop until the Fed because it's rates. You know, we're talking about a 100% how spread between what money market, money market funds are paying investors at around four and a half percent versus the 49 basis points that banks are paying on average across the country.