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04.28.23 Clark Answers His Critics on Clark Stinks / Reason To Believe: America’s Future

The Clark Howard Podcast

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How to Move an Emergency Fund to a Fiduciary Account

All three firms are great for you to be able to earn at market rates and make it very easy to do so, except for that hiccup with Schwab. What Schwab does is money on deposit earns 0.45%, unless you move it to an account that earns more than 4%. It takes about 30 seconds to move the money into a higher earning account there. Fidelity and Vanguard both make that significantly easier and automatic.

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