The Legacy Number Means That You Never Have to Touch This Principal

If that number exceeds your cash burn, you're basically your personal monthly break even. Right. So multiply it by 0.4 and you know exactly how much you could be potentially making per month. And the principal actually grows if you're only withdrawing the 4% because there's good times and bad times, but it's going to average more than 4%. The value of your nest egg is actually going up and you're not needing to work anymore. But why did I do this so long? Why did I wait so long to put the handpiece down?