The Importance of Investing in a Theme

I think we can all agree the number of branches shrunk over time. There are a lot of banks did close things throughout the country because you could do so much online. And then we've now we've got the proliferation of FinTech where you don't have to go visit anything ever, right? So over the long term, it probably does create some new jobs, right? That long term is not in 2023. It's probably not in 2024 either. The ones that are left behind, whatever people are invested in today, maybe Nvidia is the one. I don't know. Maybe it's not.