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27min chapter
S6 Ep4: The Nuances in Credit Underwriting that Most People Miss with Frank Rotman
Fintech Takes
Cashflow Underwriting: Benefits and Limitations
They discuss the concept of cashflow underwriting and its potential benefits and limitations. They highlight how cashflow underwriting can provide valuable information about a person's financial stability by analyzing their core account activity. However, they also emphasize the importance of considering the longevity of the data and the need for a longer period of analysis for making certain financial decisions.
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