All of what Wall Street's excited about is really for people with money. That idea that they can just diversify your little portfolio of $10,000 and hey, you know, put away your $6,000 a year in your IRA and invested at 7%. And look at what you'll have in 30 years. You will have enough money to be completely broken retirement by age 75. Or you could put your money in Bitcoin three weeks ago when we were talking about it. And you would now have more money than you did three weeks ago because Bitcoin has gone up since we last gave it so much publicity.

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