We Are Not Alone, You Are Not.

i think we can all relate to that, like a, you know, our spouse or partner or coa, workers. And so yo always want to have way for people who are totaly sold on budgeting until they doin the thing,. So that's what this is all about. i love what rachel said, we are not alone. Ta wethat was the first, one of the very first comets, and it became arintro, you are not Alone. Erny, won't you start with something that you learned the past past two years of budgeiners?