Is There a Crisis in the Market?

There was a lot of fear factor last year, wasn't there, particularly around the short-lived Liz Truss era. So your view now is if you're coming out of a fixed rate on a commercial property or this less relevant to Reza S suspect, your view is perhaps not fixed now. But ride the wave, see where we are in, let's say, 12 months time and you might think there might be more affordable rates at that point in our cycle.

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