Ed Dolan on Employer-Sponsored Health Insurance
EconTalk
00:00
You Won't Impoverish Your Children, You'll Just Die
There's not very much empirical evidence that supports that. It's definitely true that when people have high deductibles, they spend less on health care. What is not at all clear whether they spend more wisely. So consumers don't seem to choose as wisely in the health care world as they do in the supermarket. Some of the apparently obvious solutions like high deductibles and health savings accounts are not perfect.
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