10min chapter

Australian Property Podcast cover image

Insurance: EVERYTHING you need to know about income protection, TPD & life insurance

Australian Property Podcast

CHAPTER

Navigating Insurance Options in Superannuation Funds

Exploring the benefits and considerations of incorporating insurance options like life insurance, total and permanent disability, income protection, and trauma cover within superannuation funds. The chapter highlights tax advantages, financial planning perspectives, and limitations of solely relying on super funds for insurance, with a focus on income protection and Total and Permanent Disability (TPD) insurance. Discussions include claim requirements, potential denial scenarios, evaluation processes, and premium splitting strategies within and outside superannuation.

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