The Ambition for Fintech in the UK

I think the thing that's positive is that we have something to progress, because we've been in a holding pattern with open banking for the past three years. The point about what is or what is not mandatory, I agree with Ben, I think it's crucial. We would love to see that accessibility for VRPs and APIs for VRPs are mandatory. But then we get into that whole discussion about commercial API cost,. And that's exactly the discussion that we should be having. It actually gives a regulatory lens to say: "We want VRP"

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