The black swan point in these kind of settings is the unexpected event that you have no past experience with. It's not just the risk that we normally associate with te stock market, which ist can go up and down,. but the risk that is unknown y. You depend on stock market, if you have neighbours who are likely to get rich, then your risk here missing on a big stock ok? Say that again. Your risk is not necessarily losing money in the stock market. Your risk can be missing on ser opportunity, of course. But i'm not too much involved in markets from that perspective, so i'm not aware of all the losses.

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