1030. News: Nala and Noah partner on cross-border stablecoins – is a 10% US credit card interest cap coming?
Fintech Insider Podcast by 11:FS
Trump proposes 10% US credit card cap
Laura asks about Trump's 10% cap; Matthew explains why a sudden cap would harm banks and consumers.
About this episode:
Host Laura Watkins, Director of Media & Marketing at 11:FS, is joined by some great guests to discuss the biggest stories from the world of financial services over the past week.
This week's guests:
- Matthew Goldman - Founder of Totavi
- Shah Ramezani - Founder and CEO of Noah
- Veronica Glab - Strategic Partnerships Lead at Juice
Plus soundbites from:
- Amina Taher - Chief Marketing Officer at Wio Bank
- Joe Colchester - Head of Product at 11:FS Pulse
Stories covered on the podcast this week include:
Trump says he wants a one-year cap of 10% on US credit card interest starting 20 January 2026; Noah and NALA have partnered to use stablecoins for cross-border settlement, initially targeting Africa and Asia; Wio Bank has launched the UAE’s first bank account designed specifically for content creators; new research from Innovate Finance shows that global fintech investment began growing again in 2025, rising 21%; and Nationwide Building Society has launched a scam-checking tool that tells customers whether they’re speaking to a genuine Nationwide employee or a scammer impersonating one.
Timestamps/stories:
Intro - (00:01)
Trump plan to cap credit card costs hits bank shares - (04:32)
Wio Bank launches first account for content creators in UAE - (32:50)
Global fintech funding surges 21% in 2025, according to new Innovate Finance report - (45:44)
Nationwide fights back against scammers with a checker tool to highlight dodgy phone calls - (57:04)
Monzo are giving away Coventry City FC football shirts for 1p to encourage responsible saving - (59:16)
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About Fintech Insider:
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
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