Retaining Access to Fiot Services?

i'm curious as well, how much of the concern, or, i don't know, maybe this is not a concern at all for you, but retaining access to fiot services. I think that more and more services are coming on line that offer like, more robust tooling for bid coiners to be able to operate like as bitcoin native bank on a bidcoin native bank. Like your gingt have to sell some bitcoin, move it to your bank account, take a snapshot, send that over to the adjuster. Do what you got to do. My situation is different than everyone else's. I use a credit union. Dont use a regular bank. Aye