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Dave Ramsey: the 7 Baby Steps You NEED To Get To Financial Freedom

Erika Taught Me

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Surrounding Yourself with Higher Net Worth Individuals and Completing the Emergency Fund

In this chapter, they discuss the impact of surrounding yourself with people who have a higher net worth and the importance of choosing your closest circle wisely. They also talk about the concept of 'baby step three,' which involves completing an emergency fund to provide financial security. They emphasize that this step may not be exciting for spenders but is crucial for building psychological and relational stability.

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