What's the Difference Between Credit and Money Credit?

In the haala systems, you have essentially like a a person, let's say in brixton and in london, wants to get money to thets. You lati tat that that fothe will bet an i deatdo. The hand over reals on the other side. And now the two nodes on either point have a credit relationship with each other. It works very similar to how the normal international payment system works. We have besty banks doing the same thing withh other. All right? When i'm sending, if i want to use british pounds to pay somebody in kenya, britishpound are transferred to the kenyon bank