Navigating Financial Advice and Home Renovations

This chapter explores the significance of working with a financial advisor to manage 529 plans and investment fees, while also addressing the strategic considerations of home renovations. The conversation emphasizes the impact of financial decisions on property value and personal stability before undertaking luxury improvements.

Transcript

chevron_right

Play full episode

chevron_right

Transcript

Episode notes

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

📱 Watch the full episode for free in the Ramsey Network app.

Dave Ramsey and John Delony answer your questions and discuss:

"How do I teach an 18-year-old to budget when they are surrounded by wealth?"
"I was the beneficiary of a life insurance payout. My family is now telling me I have to share"
"How do I pay off an engagement ring that I bought with a credit card?"
"My wife consistently overdrafts her bank account. How do I deal with this?"
"Should I prioritize building my emergency fund over retirement savings and paying off my home?".

Next Steps:

✅ Help us make the show better by taking this short survey!

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.

💵 Start your free budget today. Download the EveryDollar app!

💼 EntreLeadership Summit: The Best Leadership Conference of 2025

🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today

🛒 Get your copy of Build a Business You Love today

🏘️ Find a Ramsey Trusted Real Estate Agent

Connect with our Sponsors: