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615 HELP debt indexation, mortgage refinancing cashback, loans for cars and holidays + more

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How to Save for Your First Home

You wouldn't put money into superannuation or pay off extra help debt if you're trying to get out of consumer debt. The only caveat there is if you are in the midst of buying a home to live in, like your first home and you may need that money for a deposit. One thing you need to really understand as well in terms of an estate planning situation. Once we know the indexation rate that is released by the ATO, I would probably just make an annual judgment call If you did want to do some housekeeping.

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