The Importance of Failure

I think we've done a lot of people a massive disservice by letting them trip their way in because they really haven't understood the risks that come with the opportunities. I would say the, again, you need failure, you need consequences. The natural balancing fact force here would be the threat of loss - which is where we always come back to the big, very all-powerful banks. Why? Because they don't care. Even if the only way this really goes bad is if the whole market collapses and we get why, then the government's going to bail me out anyway. If I don't do it, Westpac will, or ANZ will,. so it's just that