S2 E5: Fintech Recap: Apple’s BNPL Moves Forward, Crypto Gets Stopped in its Tracks
Fintech Takes
00:00
The Challenge of Being a Non-Bank Lender
The most obvious starting point to me is we're seeing the credit cycle begin to turn, right? And that's clearly showing up in a firm's data. This is the challenge of being a non-bank lender. You have much less flexibility than if you have your own balance sheet,. We've seen that sort of the other end of the spectrum with players like lending club who have become banks and can operate across using their own funds as well as that securitization or whole loan sale market.
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