17min chapter

The Seen and the Unseen - hosted by Amit Varma cover image

Ep 352: The Bankable Wisdom of Harsh Vardhan

The Seen and the Unseen - hosted by Amit Varma

CHAPTER

Shift in Lending Practices and the Need for Productivity

This chapter explores the shift in lending practices in infrastructure projects and questions the credit growth capacity to support India's sustained economic growth. It discusses the importance of increasing productivity and women's workforce participation, as well as concerns about excessive consumer credit and the lack of a personal bankruptcy law. The speaker emphasizes incremental improvements in the banking system and the need for engagement between regulators and the market.

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