In the 21st century, we've had a major terrorist attack to wars and more than 300 school shootings. The purpose of this note and this book is not to frighten you. It's not to highlight your deficiencies or to tell you what to do. My one wish for you as you reach the end of this book is that in applying its advice, insights, tools, methods, tactics and strategies to your life, you are inspired to become more self reliant.