Two Sides of FI cover image

Karsten Spoke, We Listened. Here’s What We Learned.

Two Sides of FI

CHAPTER

Navigating Retirement Withdrawals and Investment Simplicity

This chapter examines the effects of retiring in bull versus bear markets and critiques the 4% withdrawal rule due to sequence of returns risk. It also highlights the need for tailored investment strategies while cautioning against oversimplifying complex financial principles.

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