The Law of Diminishing Return

There's a law of diminishing return there. And so where does new money get created? You know, the Fed printing it but even then with quant A, B buying treasury bonds and they hold those and excess reserves at the bank. When it comes to loan demand, there is downward pressure on available borrowers and available projects. I think that as a national economic statement, we are far past the point of getting a high revenue product on our debt. It's been downward facing for some time.