Forgiveness of sin does not mean it's a great thing to go out and sin again right Paul who I'm sure is in the back of your mind confronts that directly now he says if we've got all this grace if our sins going to be forgiven why not justgo out and sin all the more. We don't interpret forgiveness of sin as permission for sin but we often interpret forgiveness of debt as permission for debt so what we're saying is be more careful next time about the debt that that you take on. There are very valuable uses of debt if you if you have good prospects, there's a role for for debt in that too.