Most of your money should be, you know, overtime, at least the money that you want in the stockmarket. Think of mutual funds as horses, and a horse race, an index fund will have like a 20 pound jockey. But if you're human, and i think virtually all your no a audience are, it's so boring, right? So i think to carve out ten or 20 %, not more than 20, for speculative things in the stock market,. Not where you're trying to find crazy risks, and you don't have to doit all at once. And every so often, you might have one where you do make ten or 20 times your money, as

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