Paisa Vaisa with Anupam Gupta cover image

BNPL and Hidden Costs with Dvara Research

Paisa Vaisa with Anupam Gupta

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Beaniel - A Very Topical Issue

Yas id like to give a little bit of background to your listeners so that they understand what we do. For the last 15 years or so, india has been relying on financial inclusion as one of the main levels for improving the economic condition of the poor. The question we ask is, are the lives of the poor actually changing as a result? Of all this policy action, it is possible that the poor are not only benefiting, but they are actually worse off because now financial inclusion policy is allowing for profit enterprises to extract a financial surplus from the lives ofThe poor. Most of the financial inclusion story in india so far has been a credit story,. A lot of a indian

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