Navigating Loan Delinquency and Market Shifts

This chapter explores the current trends in loan delinquency, particularly in office real estate, amid rising interest rates and banks' strategies to manage maturing loans. It highlights the balance between caution and opportunity within the lending landscape, emphasizing the role of non-traditional lenders as borrowers seek favorable terms. The discussion also reflects on the evolving dynamics between banks and borrowers as they navigate economic pressures, hinting at a more active market in 2025.