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Single-Income Couples, and When to Use Your HSA and FSA

NerdWallet's Smart Money Podcast

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HSA's vs FSAs

Both FSA's and HSA's function as a kind of bank account for your help. You can use the money you put into this account to cover healthcare expenses before your deductible kicks in. Balances in HSA's roll over each year with no limit, but with FSAs, you forfeit any unused balance unless your employer allows roll-over.

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