Benefits of Health Savings Accounts

You get a tax deduction on the contributions you put in, no matter your income. You can then invest those dollars if you so choose and those assets grow tax-deferred. 96% of health savings account users don't actually use them this way,. They actually put the money in, they use the dollars. It might be aspirational for a 20-something because it depends how healthy or how little you're using your health insurance.